Why this looks valid

• The email looks like it is from American Express
• The login screen looks like the American Express homepage
• It is not uncommon for a banking or credit card account to place a temporary hold on transactions

Why this is phishing

• The link in the email is not actually American Express
• There is a generic greeting of Dear User
• Credit card companies will usually contact people via phone for account issues

Additional notes

• This is an extremely dangerous phishing attempt. If you clicked on this link and filled in your credentials, you should contact American Express directly
• Always enable multi-factor authentication:  if American Express or any other financial institution offers MFA for your accounts, make sure to enroll
• Remember:  always check the link.  You can hover over the link in the email to ensure that it going to a valid service
• Report this message to Microsoft. In Outlook on the Web, click the Junk menu, and select Phishing
• A little paranoia goes a long way! Be suspicious of any email messages similar to this one